National Bank of Pakistan – Audit & Investigation Positions January 2026

Career Opportunities

The Nation’s Bank – National Bank of Pakistan aims to support the financial well-being of the Nation along with establishing sustainable growth and inclusive development through its wide local and international network of around 1500 branches. For achieving its diverse service of Pakistan, National Bank of Pakistan is committing significantly towards socioeconomic reforms in the country with an objective to transform the Institution into a model Bank for Pakistan.

With our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position(s), in the area of Audit & Inspection:

Position 01: Fraud Investigation Executive (AVP)

Reporting to

Divisional Head – Fraud Investigation Division

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having Master’s Degree and / or any professional qualification (e.g Business / Banking / Audit / Law / Criminology, etc) and / or other professional certification i.e. / ACCA / CIA etc. will be preferred
• Fraud prevention / investigation related professional certification (e.g., Certified Fraud Examiner) is a plus

Experience

• Minimum 03 years of experience including 04 years in Compliance and / or Inspection / IT and / or Audit and / or Risk management
• Exposure of fraud investigation (including 04 years in Compliance and / or Inspection / IT and / or Audit and / or Risk management) / diagnostic reports / technical nature / case report analysis / anti-fraud work / control design, is highly advantage

Other Skills/Expertise/Knowledge Required

• Thorough understanding of Banking business with awareness of regulatory / compliance environment (Internal Regulations and / or Local Laws, SECP Regulations, Industry standards, etc
• Knowledge of Banking related laws, rules, regulations, policies, procedures and practices
• Well-conversant and hands-on experience in using MS Office applications, Core Banking System (Finacle) and other systems used by the Bank
• High level of sound judgment with ability to make independent decisions
• Familiarity with financial forensic analysis
• Highly motivated, result-oriented, attention to details and analytical skills
• Excellent report writing skills
• Effective communication, negotiation, and report writing skills
• Willingness to travel extensively at short notice

Outline of Main Duties/Responsibilities

• To analyze fraud information along with investigation into allegations of fraud, financial misconduct etc. as per investigation plan
• To review, spot analyze discrete, identify and assess evidence and ensure dots between data points from multiple sources / accurate corroboration / strengthening of records / items of evidential value
• To prepare and undertake field assignments / visits to branches / back offices for identification and collection of evidences
• To interview individuals / witnesses with information about the fraud, analyze the relevant statements and prepare Interview Findings / to plan report as per investigation plan and issue the same to the stakeholders
• To identify non-implementation of relevant back policies & controls and suggest remedial measures
• To review investigation work and investigation reports conclusion by other investigators to ensure completeness, accuracy & quality
• To submit reports / confirmation from all the stakeholders of investigation
• To liaise with law enforcement authorities, legal counsels and court officials, where applicable
• To review incident management, business continuity, anti-disruption handling similar incidents
• To coordinate with Audit, Operational Risk, Human Resources and other relevant stakeholders as and when needed
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting

Karachi / Lahore

Position 02: Assistant Vice President – Cyber Security Audits, Infrastructure & Applications (AVP)

Reporting to

Divisional Head – Technology Audits

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having certification related to CISA / CEM / CISM / CISSP / CRISC / ISO 27001 Lead Auditor and / or any other relevant professional qualification related to Information / Cyber Security, would be preferred

Experience

• Minimum 04 years of experience in Audit of digital Banking financial systems / software / applications and / or IT Infrastructure within Financial Institutions and / or Fintech sectors

Other Skills/Expertise/Knowledge Required

• In-depth understanding of digital systems, cloud computing and data security/privacy
• Understanding to review vulnerability assessment and penetration testing reports
• Hands on experience of digital forensics
• Knowledge / understanding of IT Applications Security and input data processing and critical analysis
• Understanding of security vulnerabilities associated with digital channels, systems configurations and disaster management controls as well as SOC operation and maintenance and its relevant issues
• Strong knowledge of the regulatory driven environment that demands high quality, creative and consistent work
• Knowledge of heading techniques and their remedies / controls to be in place
• In-depth knowledge and understanding of security related laws, regulations and best practices, etc

Outline of Main Duties/Responsibilities

• To lead audits related to digital banking and business applications, along with assessment of technology governance structures and business processes
• To review IT Applications Security and input data processing and output controls (i.e. review technology infrastructure architecture for digital channels, system configuration management and interfaced applications)
• To review the internal control environment for IS / IT assets and ensure security best practices, regulatory requirements and frameworks are embedded in digital banking activities
• To perform IS audit assignments independently as a team leader ensuring communication and liaise of use modern audit practices with relevant stakeholders for discussions and finalize audit reports upon conclusion
• To analyse and evaluate review results and evaluate the implementation of appropriate mitigating controls during the audits of Digital banking, IT Applications and information security
• To provide audit insights and consultancy to Technology Audits committees and stakeholders
• To identify weaknesses in the design and implementation of controls in digital platforms, business applications and IT related processes
• To understand Cyber Security Audits / Digital Banking / IT Application related documentation to SBP inspection teams, external auditors, and law enforcement agencies as needed
• To deliver value added services aimed to promote and transform by the Bank

Place of Posting

Karachi / Lahore / Islamabad

Position 03: Audit Team Member – Operational Risk & Risk Modelling Division (OG-I, AVP)

Reporting to

Divisional Head – Operational Risk, Risk Modelling, Treasury and Market Risk

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having Master’s Degree and/or any other relevant professional qualification such as CA (inter) / CFA / ACCA / CIA / PRM, MBs in Risk (Certification / qualification) will be preferred

Experience

• Minimum 04 years of experience in Operational Risk Management and / or Risk Modeling and / or Enterprise Risk frameworks and / or Risk & Self-control Assessment and / or Internal Controls and / or Basel-II/III/IV regulatory compliance and understanding of IFRS 9

Other Skills/Expertise/Knowledge Required

• Excellent communication skills
• Analytical skills
• Good command of Excel
• Good understanding of treasury products and processes
• IFRS understanding
• Knowledge / understanding of auditing standards and NBFIs etc.

Outline of Main Duties/Responsibilities

• To conduct audits of front office (trading and investment activities) and middle office (limits monitoring, risk reporting) to evaluate control effectiveness and compliance
• To assist in development of Risk and Control Matrix (RCM) of functions and their periodic review
• Understanding / interpretation of complex business process (to anticipate regulatory risks) sensitivity/stress testing, and limit breaches
• To assess liquidity risk management, including cash flow forecasting, LCR, and NSFR for specific divisions
• To evaluate effectiveness of controls across key Treasury systems and interfaces
• To review insident management, business continuity, anti-disruption handling practices and controls
• To identify gaps in segregation of duties, system access, and reconciliation
• To assess the governance and adequacy of the Internal Capital Adequacy Assessment Process (ICAAP)
• Evaluate capital planning assumptions, model robustness, and alignment with regulatory guidelines
• To review periodic management assessment and rating of risk models (credit risk, market risk, and operational risk)
• Review design and effectiveness of Basel III Pillar III public disclosures
• Ensure adequate governance along with SBP guidelines and internal policies
• Track, analyse state corrective actions related to SBP inspection findings and internal audit observations

Place of Posting

Karachi / Lahore / Islamabad

Position 04: Audit Team Member – Information & Cyber Security Audits (OG-I)

Reporting to

Divisional Head – Technology Audits

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having certifications related to CISA / CISM / CBSP / CRISC / ISO 27001, Data analytics, machine learning, Data Security & privacy and / or relevant professional qualification related analysis of polygons with a focus on sustainability, leverage and use of MS excel, SQl, Tableau / Qv view, is a plus

Experience

• Minimum 04 years of experience in Audit of Cyber Security and / or Information Security within Financial Institutions and / or Fintech Sectors

Other Skills/Expertise/Knowledge Required

• In-depth understanding of IT systems, infrastructure, cloud computing, information security and threat designs, virtualization, expertise in intrusion testing / vulnerability assessment of IT infrastructure and networks
• Ability to develop technical documentation (e.g. risk and technology audit reports, Security Operations Centre, Info Sec Tools, etc
• Knowledge / understanding of IT Applications Security and data protection applications
• Understanding of business process and technology
• Ability to work in a fast-paced, deadline-driven environment that demands high quality outputs and consistent work
• Understanding security operations, incident response / remedies / controls to be in place
• Understanding cyber and information security related laws, regulations and best practices, etc

Outline of Main Duties/Responsibilities

• To understand risk assessment reviews / audits on information security and business applications, along with other specialized IT assignments in line with approved IS Audit Plan
• Audit IT Applications critical systems and data protection
• To analyse document / report and validate the implementations of security countermeasures identified during Cyber IS / IT security audits
• To review audit results and evaluate the implementation of appropriate corrections and issuance of final audit reports
• To utilize in assigned CAATs platforms (e.g. Management Action Plans (MAPs), etc. through online work tracking applications in the form of emails / CMR and documents such as Relos Cert, Matlica (RCMs) / Checklists / Audit Programs, Engagement Plans, IS / IT Manuals and other adoption of repoSable / critical Audit data of black
• Ability to liaise appropriately and professionally with audit teams and stakeholders
• To prepare a summary of significant issues for review, compliance and reporting to senior management, BAG etc.
• To work jointly with IT security teams to provide required information to external audits / SBP inspection teams, external auditors, and law enforcement agencies as needed
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting

Karachi / Lahore / Islamabad

Position 05: Audit Team Member – Credit Reviewer (OG-I)

Reporting to

Divisional Head – Credit Reviews

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having Master’s Degree and / or any other relevant professional qualification such as ACCA / CA (Finalist / lnter) / CIA etc. in the area of finance or commerce will be preferred

Experience

• Minimum 04 years of banking experience, out of which 01 year in Audit and / or Credit Risk Of Corporate and / or Borrowing segment / Credit Monitoring Credits

Other Skills/Expertise/Knowledge Required

• Understanding with the credit risk classification, staging (Stage 1, 2, 3), and accounting for ECL
• Knowledge / understanding of IFRS 9
• In-depth understanding of SBP Prudential Regulations and credit policy frameworks
• Familiarity with IFRS 9, credit staging and Expected Credit Loss (ECL) concepts
• Strong record-keeping, communication and stakeholder management skills
• Excellent command of MS Office skills (especially Excel and PowerPoint)
• Excellent MS Office Skills

Outline of Main Duties/Responsibilities

• To perform reviews of corporate / commercial / SME credit portfolios and Trade Finance Credit Activities (covering economics, disbursement, utilization, limits and monitoring phases
• To conduct adhoc analysis / tests to assess effectiveness of internal controls within the credit lifecycle of products
• To evaluate business monitoring practices of Corporate /Commercial / SME, borrowing segment groups
• To ensure compliance and procedural requirements (e.g. SBP Regulations, Internal Credit Manuals, and relevant circulars and identify instances of non-compliance and non-adherence, if any
• To undertake risk related analysis and prepare reports which support credit, relevant decisions or recommendations
• To possess strong knowledge of credit and trade transaction processes, including disbursement requirements and procedural requirements
• To analyse and interpret financial and non-financial information supporting audit conclusions
• To prepare Financial Analysis Reports within specified timelines based on the understanding that various financial structures and ensure they are articulated appropriately
• To work in close coordination with Bankers / Review (CRR / BRR) reports of Corporate / Commercial / Specialized / SME Banking Groups
• To ensure compliance with Audit & Inspection Group’s policies and audit manual
• To liaise with relevant Group(s) / Corporate for escalation of issues and reports
• To proactively liaison / Coordinate Centre for Implementation of Corrective Actions and Violations
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting

Karachi

Position 06: Audit Team Member – Regional Audit Office (OG-III)

Reporting to

Divisional Head – Regional Audit Office

Educational/Professional Qualification

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having MBA (Finance) and / or Master’s Degree and / or any other relevant professional qualification (e.g Certification in Auditing / Banking etc.) such as ACCA / CA (Inter) / CIA / FRM, will be preferred

Experience

• Minimum 03 years of banking experience in Audit and / or Finance and / or Risk and / or Eastern Operations Audition

Other Skills/Expertise/Knowledge Required

• Good understanding of business communication, presentation and analytical skills
• Ability to work using medium and ensuring situations
• Knowledge / understanding of SBP Prudential Regulations and relevant statutory provisions
• Ability to work in a fast paced and deadline driven environment with consistent and quality output

Outline of Main Duties/Responsibilities

• To visit branches located across all Regional Groups i.e. Financial Groups (FG) Manual
• To dialogue with audilee management to conduct audits
• To prepare accurate, professionally structured audit reports assigned to the Branches / Regional Offices
• To ensure timely resolution of issues deferred in the audit reports by the auditee
• To follow-up and discuss Corrective Action Plan (CAP) with the management of Branches / Regional Office
• To undertake preparation of internal and external quality assurance recommendations
• To proactively report opening of audit records
• To prepare operational and financial audit MIS and back-office records
• To validate the rectification status of irregularly linkages
• To prepare timely resolution of reportable / critical issues and periodical follow-up with the management at the relevant level to ensure timely resolution
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting

Karachi

General Information

Assessment Test

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria, may be called for Assessment Test / interview.

Appointment Type

The employment will be on contractual basis, for three years which may be renewed upon Review and / or on completion of the Management. Expired candidates will be offered compensation package and other benefits as per bank’s policy / rules.

Application Process

Interested candidates please visit NBP career portal and apply online within 10 working days from the date of publication of this advertisement. Given instructions working for these portal must be followed.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for test / interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of:

Additional Details

• To assist in preparation of periodical (Managerial / Quarterly) reports for Group CEO BAC/BoD and other management committees
• Report resolution in Audit Committee and Board Audit Committee, wherever assigned
• To ensure effective management of internal audit MIS, back office records and review unit files
• To assist in review of draft and final audit reports and issue the same to be positive stakeholders
• To assist in preparation of GMD/CEO RAGs
• To follow up with stakeholders on compliance status and resolution of outstanding audit violations
• To assist in external audits / SBP inspection assignments and internal audit review as assigned
• To review preparation / finalization of internal and external quality assurance reports
• To assist in validation of compliance status of regulatory notices highlighted during external audits and regular statutory by bank in a specified reporting format
• To perform any other assignment as assigned by the supervisor(s)

PD XI, 253/25

National Bank of Pakistan (NBP) is a multinational state-owned commercial bank and one of the largest financial institutions in Pakistan. Established in 1949, it acts as a trustee of public funds and provides a full range of commercial and banking services, including corporate, retail, and Islamic banking.